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  1. 1.      Employ a third party company

These are Non- profit oriented firms that stand as an intermediary between you and your creditors. Third party companies have become so famous and they have proved to be efficient when trying to combine your debts. These companies also maintain communication with your creditors and so you can go to sleep well with the assurance that no collection call will be placed to you in the middle of your sleep.

  1. Hire a Bankruptcy Attorney

Hiring a bankruptcy attorney may not necessarily mean you want to file for bankruptcy because Bankruptcy may not be the best way to offset your debts. Hiring a bankruptcy attorney will help you to stop collection calls because an efficient bankruptcy attorney knows the best thing to do to ensure that you do not receive these embarrassing calls. The best bankruptcy attorneys can provide other options that you can use to settle your debts and also stop receiving collection calls. Debt relief is one of the options available and before you know it, you are able to eliminate a strong percentage of your debt and also avoid the consequences associated with having to file for bankruptcy. Make sure you are informed about the best solution for you so that you can eliminate as many debts as you can.